Construction, bridge and Bridge-to-HUD loans for New Jersey apartments and healthcare properties, from a New York-based lender working right across the Hudson.
Does Bravo lend in New Jersey?
Yes. Bravo Capital and its affiliate Bravo Property Trust finance multifamily and healthcare properties across New Jersey, including Jersey City, Bayonne, Newark and West Orange. Bravo Property Trust provides construction and bridge loans, and Bravo Capital, a MAP and LEAN approved HUD lender, provides long-term HUD financing once a property is ready.
That pairing is what Bravo calls Bridge-to-HUD: one team for the construction or bridge loan today and the planned move to a fixed-rate, non-recourse HUD loan later.
$2.5B+
Financing closed with affiliates
100%
HUD closing rate in 2025
MAP & LEAN
HUD approvals for apartments and healthcare
Recent New Jersey financings
$169.3M
Journal Square · Jersey City
Construction loan · Bravo Property Trust
$68M
Waterwalk · Bayonne
Bridge-to-HUD construction loan
$65M
Route 440 · Jersey City
Construction loan · 218 units
$46M
Alora · Bayonne
Bridge financing · Bravo Property Trust
$18.25M
Jersey City
Bridge financing · Bravo Property Trust
$13M
Green Hill · West Orange
Healthcare bridge loan
How we finance New Jersey properties
01
Build
Senior construction loans for new apartment buildings from Bravo Property Trust, like Route 440 and Journal Square in Jersey City.
02
Bridge
Short-term loans to buy, finish or stabilize a property, for apartments and for skilled nursing and assisted living facilities.
03
Move to HUD
Once a property is ready, long-term HUD 223(f) financing (or HUD 232/223(f) for healthcare): fixed-rate, non-recourse, up to 35 years.
Waterwalk, Bayonne
A $68 million senior construction loan for a 180-unit waterfront apartment building on Newark Bay, sponsored by Skyrock Capital. The loan is set up as Bridge-to-HUD, planned to move into long-term HUD financing through Bravo Capital after completion.
Route 440, Jersey City
A $65 million senior construction loan for a 15-story, 218-unit Class A mixed-use building on Jersey City's West Side.
"Having construction and HUD lending capabilities allows us to coordinate the financing strategy from groundbreaking through the planned transition to permanent debt."Aidan Birnbaum · Portfolio Manager, Bravo Property Trust (Sept 15, 2026 release)
Common questions
- Who provides construction loans for apartments in Jersey City?
- Bravo Property Trust, Bravo Capital's affiliated lender, has closed construction loans in Jersey City including $169.3 million for Journal Square and $65 million for Route 440.
- What is a Bridge-to-HUD loan in New Jersey?
- A short-term construction or bridge loan that is planned from the start to be refinanced with a long-term HUD loan once the property is built or stabilized, as with Bravo's $68 million Waterwalk loan in Bayonne.
- Does Bravo make HUD loans for New Jersey apartments?
- Yes. Bravo Capital is a HUD MAP and LEAN approved lender that finances properties nationwide, including New Jersey, through HUD 223(f), 221(d)(4), 223(a)(7) and 232 programs.
- Does Bravo finance healthcare properties in New Jersey?
- Yes. Bravo Property Trust provided a $13 million bridge loan for Green Hill in West Orange, and Bravo Capital offers HUD 232 financing for skilled nursing and assisted living facilities.
Financing a New Jersey property?
Construction, bridge or HUD: tell us about the project.
