First-mortgage construction and bridge loans from Bravo Property Trust, with a path to long-term HUD financing.
Does Bravo Capital make construction loans?
Yes. Bravo Property Trust, Bravo Capital's affiliated lender, makes first-mortgage construction and bridge loans for multifamily and healthcare properties, from ground-up apartment towers in New York and New Jersey to senior care. When a property is built and stabilized, Bravo Capital's HUD team can refinance it into a long-term, fixed-rate HUD loan. Bravo Capital and its affiliates have closed over $2.5 billion in financing.
$2.5B+
Financing closed with affiliates
100%
HUD closing rate in 2025
Recent construction financing
$170M
Edgewater · Miami, FL
Construction and land loan · Condominium
$169.3M
Journal Square · Jersey City, NJ
Construction loan · 477 units
$125M
Pearl Street · DUMBO, Brooklyn
Construction loan · 185-unit tower
$80M
2201 Third Avenue · East Harlem
Construction loan · 194-unit high-rise
$68M
Waterwalk · Bayonne, NJ
Bridge-to-HUD construction loan · 180 units
$36.75M
Amsterdam Avenue · New York
Senior construction loan · Multifamily
From construction to permanent HUD financing
01
Build
Bravo Property Trust funds construction with a first-mortgage loan, with mezzanine available if more proceeds are needed.
02
Lease up
The property reaches the occupancy and income HUD requires for a permanent loan.
03
Refinance into HUD
Bravo Capital's HUD team takes the loan to a fixed-rate HUD 223(f) loan, and to closing.
Bravo construction loan or HUD 221(d)(4)?
Bravo Property Trust construction loan
A private first-mortgage loan for multifamily, condominium and healthcare projects, underwritten by Bravo's in-house credit and underwriting team. Often followed by a HUD refinance once the property is stabilized.
HUD 221(d)(4) construction loan
FHA-insured financing for new construction or substantial rehabilitation of apartments, fixed for up to 40 years after construction. Bravo Capital is a HUD MAP approved lender for 221(d)(4).
Construction loans: common questions
- Does Bravo Capital make construction loans?
- Yes. Construction and bridge loans are made by Bravo Property Trust, Bravo Capital's affiliated lender, for multifamily and healthcare properties.
- Can a construction loan be refinanced into a HUD loan?
- Yes. That is Bravo's Bridge-to-HUD path: Bravo Property Trust funds construction, and once the property is stabilized Bravo Capital's HUD team can refinance it into a long-term, fixed-rate HUD loan.
- What is the difference between a private construction loan and HUD 221(d)(4)?
- A private construction loan is made directly by the lender. A HUD 221(d)(4) loan is insured by FHA, has a longer approval process, and stays in place as long-term fixed-rate debt after construction.
- Is Bravo Property Trust part of Bravo Capital?
- Bravo Property Trust is Bravo Capital's affiliated bridge and construction lender, led by the same Founder and CEO, Aaron Krawitz, at 780 Third Avenue in New York.
Planning a new building?
Tell us about the project and we'll show you the construction loan and the path to HUD.
