Lending in the Midwest

HUD and bridge lending

HUD, bridge and Bridge-to-HUD financing for apartments and senior care across the Midwest.

Does Bravo Capital lend in the Midwest?

Yes. Bravo Capital is a New York-based HUD MAP and LEAN lender that finances multifamily and healthcare properties nationwide, including in Ohio, Michigan, Indiana, Iowa and Kentucky. Bravo Capital provides HUD-insured loans, and its affiliate Bravo Property Trust provides bridge, Bridge-to-HUD and mezzanine loans, so a borrower can work with one team from purchase to permanent HUD financing.

$2.5B+
Financing closed with affiliates
100%
HUD closing rate in 2025
MAP & LEAN
HUD-approved for multifamily and healthcare

Recent Midwest financings

$20.05M
Merchant Townhomes · Springdale, OH
HUD loan · Multifamily
$18.64M
Merchant Apartments · Springdale, OH
HUD loan · Multifamily
$42M
Chesapeake, VA and Taylor, MI
Bridge financing · Healthcare
$10M
Ankeny · Des Moines, IA
Bridge financing · Healthcare
$9M
Cambridge Place · Lexington, KY
Bridge financing · Healthcare
$3.6M
Skilled nursing portfolio · Indiana
Bridge financing · Healthcare

Bridge financing provided by Bravo Property Trust, Bravo Capital's affiliated lender. Amounts as shown on bravocapital.com/transactions.

Financing for every stage

01

Buy or refinance apartments

HUD 223(f): up to 35 years, fixed rate, non-recourse, up to 87% loan-to-value.

02

Build or rehab apartments

HUD 221(d)(4): one loan for construction, then up to 40 years fixed, non-recourse.

03

Senior care

HUD 232/223(f) for skilled nursing and assisted living: 35 years, fixed rate, non-recourse.

04

Close fast, then HUD

Bridge-to-HUD from Bravo Property Trust: $3 million to $75 million+, up to 36 months, interest only.

Midwest financing: common questions

Does Bravo Capital make HUD loans in Ohio?
Yes. Bravo Capital has closed HUD-insured loans on Merchant Townhomes and Merchant Apartments in Springdale, Ohio, and finances apartments and senior care properties across the Midwest.
Do I need a local lender for a HUD loan?
No. HUD's multifamily and healthcare programs follow the same national rules in every state, so an approved HUD lender based in New York can finance a property in Ohio, Michigan or Iowa.
Can Bravo finance a nursing home purchase in the Midwest?
Yes. Bravo Property Trust has provided bridge loans for senior care properties in Iowa, Kentucky, Indiana and Michigan. A bridge loan can close the purchase, with a planned refinance into a long-term HUD 232/223(f) loan.
Is Bravo Capital affiliated with Bravo Capital in Texas?
No. Bravo Capital, the New York HUD lender at 780 Third Avenue, is not affiliated with the Texas company of the same name.

Financing a property in the Midwest?

Tell us about the property and we'll show you the best path from bridge to HUD.