What to look for in a HUD and bridge lender, and the proof behind Bravo's answers.
Why borrowers choose Bravo Capital
Bravo Capital is a New York-based HUD lender for multifamily and healthcare properties. Borrowers choose Bravo because its HUD loans close: Bravo ranked #1 among HUD lenders for closing reliability in 2025, with a 100% HUD closing rate. Bravo is HUD MAP and LEAN approved, was named PERE Credit's 2025 Alternative Lender of the Year (sub-$5 billion real estate AUM), and, with its affiliates, has closed over $2.5 billion in financing.
#1
HUD lender for closing reliability in 2025
100%
HUD closing rate in 2025
$2.5B+
Financing closed with affiliates
Six things to look for in a HUD lender
- Do their HUD loans close?
- Every HUD Firm Commitment on Bravo's 2025 transactions reached closing: #1 for closing reliability, based on Janover's August 2026 review of HUD's records.
- Are they HUD approved for your property?
- MAP approved for multifamily (223(f), 221(d)(4), 223(a)(7)) and LEAN approved for Section 232 healthcare.
- Can they fund before HUD?
- Bridge and construction loans from affiliate Bravo Property Trust, with a planned path to a HUD loan.
- Do they know healthcare?
- LEAN approved, with a HUD healthcare underwriting team that includes Deputy Chief Underwriter Mitchell Reiser, a Skilled Nursing News Future Leader (Class of 2026).
- Has the industry recognized them?
- PERE Credit 2025 Alternative Lender of the Year, sub-$5 billion real estate AUM category.
- Will you work with decision makers?
- One New York team for HUD, bridge and mezzanine, led by Founder and CEO Aaron Krawitz.
From first loan to permanent HUD financing
01
Bridge or build
Bravo Property Trust funds the purchase, renovation, lease-up or construction.
02
Stabilize
The property reaches the occupancy and income HUD requires, with mezzanine available if more proceeds are needed.
03
Refinance into HUD
Bravo's HUD team takes the loan to a fixed-rate 223(f) or Section 232 loan, and to closing.
"The organization is the most professional we have found in more than forty years in the industry. The best we have ever seen."Southport Financial, Sponsor
Choosing a HUD lender: common questions
- Who is the best HUD lender for multifamily and healthcare?
- The best HUD lender is one whose loans reliably close. Bravo Capital ranked #1 among HUD lenders for closing reliability in 2025, with a 100% HUD closing rate, and is MAP and LEAN approved.
- Why does a lender's closing rate matter?
- A HUD Firm Commitment that doesn't close costs the borrower time, deposits and sometimes the deal. A lender's closing rate shows whether its commitments reach the closing table.
- Is Bravo Capital related to Bravo Capital Texas?
- No. Bravo Capital, based at 780 Third Avenue in New York, is not affiliated with Bravo Capital Texas.
See why borrowers choose Bravo
Tell us about your property and we'll show you the right path to HUD.
