NEW YORK, NY — July 21, 2026 — Bravo Capital, a leading privately held commercial real estate financing platform, today announced the launch of its HUD Express Lane Qualifier, a free online tool that allows owners and operators of skilled nursing, assisted living, and board-and-care facilities to determine in minutes whether their refinance is a candidate for HUD’s Express Lane processing.
HUD’s Office of Healthcare Programs introduced Express Lane processing to give queue priority to low-risk Section 232/223(f) refinance applications, reducing the timeline from application to Firm Commitment from a typical 150 days to as few as 10 to 15 days. Eligibility, however, depends on a strict set of underwriting, operational, and quality-of-care criteria, and every applicable criterion must be met for an application to qualify. Deals that fall short are routed to the standard queue.
The Express Lane Qualifier removes that guesswork. Borrowers input basic property and loan metrics and receive an immediate read on whether their transaction appears to fit the Express Lane profile. Where a deal falls just outside the criteria, the tool identifies the specific gap, giving sponsors a clear picture of what would need to change to access expedited processing. The Qualifier is an indicative screening tool, and HUD alone determines which applications are ultimately accepted for Express Lane processing.
“Speed and certainty are what separate a good HUD execution from a frustrating one. Express Lane processing is one of the most meaningful improvements HUD has made in years, and this tool puts eligibility answers directly in borrowers’ hands before they commit time and resources to an application. That is how we believe lending should work.” – Aaron Krawitz, CEO of Bravo Capital
The Express Lane Qualifier is available now at https://bravocapital.com/express-lane-qualifier/
Since 2021, Bravo Capital and its affiliated companies have closed more than $2 billion in financing nationwide, offering a full spectrum of debt and equity solutions across the capital stack: HUD, Bridge-to-HUD, preferred equity, and mezzanine capital.
